There are two main main kinds of credit checks – a soft inquiry and an inquiry that is hard A inquiry that is hard also referred to as difficult pull or hard credit check – usually happens prior to your loan provider, bank, or standard bank has to make an underwriting decision. Normally it takes
Viewpoint analysis: Court strikes down restrictions on elimination of CFPB manager but actually leaves bureau in position A federal agency with approximately 1,500 employees that tackles everything from payday loans to financial literacy programs and helping consumers navigate the COVID-19 pandemic in response to the 2008 financial crisis, Congress created the Consumer Financial Protection Bureau.